Empowering Youth Through Financial Resilience

Many young people face significant challenges when it comes to financial literacy, leaving them vulnerable to debt and long-term financial hardship.

This initiative equips Youth Workers and Youthreach Instructors with practical tools and resources to help young people build financial confidence, covering budgeting, saving, and everyday money management, and supporting long-term stability and resilience.

Resources to Drive Long-Term Resilience

Skills

Practical tools to help young people take control of their money. From learning the difference between needs and wants to using budgeting templates, saving tips, and everyday money management strategies, these resources build confidence and independence step by step.

Activities

A series of 11 interactive workshops designed for both groups and individuals. These hands-on sessions make financial learning engaging and relevant, encouraging young people to apply skills in real-life situations while building resilience and long-term habits.

Guidance

Support for Youth Workers and Youthreach Instructors in adapting financial education to meet different literacy and learning needs. This section also provides links to further services and supports, ensuring no young person is left behind.

The Financial Resilience Toolkit is designed to support service providers in guiding young people through key areas of financial wellbeing. It includes adaptable lesson plans, practical exercises, and activities that focus on real-life financial challenges.

Explore the Toolkit

What’s in the Toolkit?

Why we do it

Many young people face real challenges when it comes to financial literacy. Those who leave school early, live in unstable homes, lack positive financial role models, or struggle with low-paid or insecure work are often at the greatest risk. Added to this, social pressures around clothing, technology, and socialising can encourage short-term spending over long-term planning. Social media intensifies these pressures and can lead to overspending or debt as a way to cope with stress or negative emotions.

We are here to change that. By helping young people understand how money works and how they can make it work for them, we support their journey toward independence, stability, and a future they can shape with confidence.

Key Partnerships